Raise My Funds Review: Everything Traders Need to Know in 2026

What is Raise My Funds?

Raise My Funds is a proprietary trading firm — commonly referred to as a prop firm — that gives traders access to substantial trading capital after they pass an evaluation challenge. Operated by Raise Global SA (Pty) LTD, the company is based in South Africa and was launched in 2024 by the founders of the well-known broker RaiseFX. The official website is raisemyfunds.co, and the firm offers funded trading accounts to traders worldwide.

The core idea behind Raise My Funds is straightforward: instead of risking your own capital, you trade with the firm's funds and share the profits. To get funded, traders must complete a two-phase challenge that demonstrates both technical skill and disciplined risk management. Once approved, traders receive a live funded account with capital allocations ranging from $10,000 up to $300,000, with the possibility to scale up to $1,000,000 through the firm's growth plan. This raise my funds approach has attracted thousands of traders looking for a structured route to professional trading.

Understanding the Raise My Funds Trading Challenge

The Raise My Funds challenge is the gateway to becoming a funded trader. It's designed to evaluate your trading skills, consistency, and ability to follow strict trading conditions. The process involves two phases on a demo account, where you must hit specific profit targets while respecting risk rules. Trading objectives are clear and the rules are transparent, making the challenge accessible to both beginners and experienced traders.

The Evaluation Process: Two Phases Explained

The Raise My Funds evaluation is a classic two-step process. In Phase 1, you must reach a 10% profit target on a demo account while following the firm's risk rules. Phase 2 — the confirmation phase — requires a 5% profit target with the same trading conditions. There is no minimum number of days required to pass each phase, which gives traders the freedom to trade at their own pace. Once both phases are completed successfully, you become a funded trader with access to a live trading account.

Challenge Rules and Limitations

The Raise My Funds challenge has specific rules and conditions that all traders must respect. The maximum daily loss is 5%, and the overall maximum drawdown is 10% of the initial account capital. Trading is allowed during major economic news releases, which is an important advantage compared to other prop firms that restrict news trading. However, some practices are prohibited, including high-frequency trading, gambling-style strategies, group hedging across multiple accounts, and the use of bots designed to hide automated trading activity. These rules ensure a fair trading environment.

Trading Objectives and Profit Targets

The trading objectives for the Raise My Funds challenge are clearly defined. Phase 1 requires a 10% profit on the account size, while Phase 2 requires a more modest 5%. There is no minimum trading days requirement, no time limit, and no consistency rule that complicates the process. This straightforward approach is one of the reasons many trader reviews highlight Raise My Funds as a fair option in the prop firm industry. Once you reach the profit target while staying within the drawdown limits, you advance to the next stage.

Challenge Rules at a Glance

Key Features and Benefits of Raise My Funds

Raise My Funds offers a robust set of features designed to support traders at every level. From flexible funding levels to a competitive profit-sharing model, the firm has positioned itself as a serious player in the prop trading market. Below, we break down the most important features and benefits that traders should consider before joining the firm.

Funding Levels and Maximum Capital Allocation

Raise My Funds provides several funding levels to fit different budgets and trading styles. Account sizes start at $10,000 and go up to $300,000 — with options at $25,000, $50,000, $100,000, and $200,000 in between. Through the Scale-Up program, successful traders can increase their capital up to $1,000,000 over time. This scaling plan is one of the standout features and gives ambitious traders a real path to grow their funded balance through consistent performance.

Profit-Sharing Model

The profit-sharing model at Raise My Funds is competitive. Traders start with an 85% profit split, which can rise to 90% after qualifying for the Scale-Up plan. This is well above the industry average and means you keep most of what you earn. Payouts are processed every 14 days from the day of your first transaction, giving you regular access to your profits. Many trader reviews emphasize this generous profit split as one of the strongest reasons to choose Raise My Funds over competitors.

Trading Platforms Available

Raise My Funds uses MetaTrader 5 (MT5) as its sole trading platform. MT5 is widely regarded as one of the most powerful platforms in the industry, with advanced charting tools, automated trading capabilities, and rapid order execution. The platform is available on desktop, web, and mobile, allowing traders to manage their account from anywhere. While the absence of options like MT4 or cTrader could be a downside for some, MT5 offers more than enough functionality for most trading strategies.

Tradable Instruments

Raisemyfunds offers a diverse range of tradable instruments to suit different strategies. Traders can access Forex pairs, indices, stocks, commodities, cryptocurrencies, ETFs, and bonds. This variety allows traders to diversify their approach and trade the markets they know best. The breadth of available instruments is a clear strength of the firm and gives traders the freedom to apply their preferred strategies across multiple asset classes.

Leverage Options

Leverage at Raise My Funds is set at 1:100 across most assets, which is competitive for a regulated prop firm. This level of leverage gives traders enough flexibility to execute their strategy without taking on excessive risk. Combined with the firm's clear risk rules, this leverage offers a balanced trading environment where you can grow your account responsibly while staying within the drawdown limits.

Freedom of Strategy

One of the most attractive features of Raise My Funds is the freedom it offers traders. Scalping, swing trading, day trading, and even overnight and weekend holding are allowed. News trading is permitted, and there is no minimum trading days requirement. This level of strategy freedom is rare among prop firms and gives traders the opportunity to apply their proven approaches without artificial restrictions. As long as you respect the rules on prohibited practices, you can trade however you prefer.

Raise My Funds Fees and Costs

Understanding the fees structure is essential before you join any prop firm. Raise My Funds offers transparent pricing with no hidden costs, and the fees scale with the size of the account you choose. The good news is that you only pay a one-time fee per challenge, with no recurring monthly costs. Additionally, the firm provides a refund policy that adds value to the overall offering.

Challenge Fees and Refund Policy

Challenge fees at Raise My Funds start at €85 for the smallest $10,000 account and scale upward based on the chosen account size. Each fee is a one-time cost that covers the full evaluation. The firm also provides a refund of the registration fee on your first successful payout or after qualifying for the Scale-Up plan. This refund policy effectively makes the challenge free for successful traders and reduces the financial barrier of getting funded. The overall fees structure is competitive within the industry.

Commission Structure

Raise My Funds operates on a low-commission model with tight spreads. There are no commissions on standard trades for most instruments, which makes the platform attractive for high-volume traders. The firm uses a straight-through processing model through its liquidity partner, ensuring that orders are routed directly to the market. Spreads vary depending on the instrument and market conditions, but they remain within reasonable ranges. Withdrawal fees are also absent, so you keep the full amount of your profits.

Safety and Legitimacy of Raise My Funds

Safety and legitimacy are top concerns for any trader considering a prop firm. Raise My Funds takes these aspects seriously and has built a regulated, transparent operation. Below, we examine the regulatory status and the signs that confirm Raise My Funds operates as a reputable prop firm in the trading industry.

Is Raise My Funds Regulated?

Yes, Raise My Funds is regulated. The company is operated by Raise Global SA (Pty) LTD and holds an FSP license under number 50506 from the Financial Sector Conduct Authority (FSCA) of South Africa. This regulation provides an important layer of trust and accountability — something that not all prop firms can claim. Being regulated means the firm must comply with strict policy and operational standards, which protects traders and ensures fair business practices throughout the evaluation and funded stages.

Signs of a Reputable Prop Firm

Several signs confirm that Raise My Funds is a reputable prop firm. First, the company has been awarded multiple industry recognitions, including Best Trading Conditions, Best Emerging Prop Firm, and Best Customer Services from International Business Magazine. Second, the firm maintains a 4.1/5 rating on Trustpilot with hundreds of trader reviews, where most highlight reliable payouts and responsive customer service. Third, the firm's registration as a financial services provider, its physical office in Cape Town, South Africa, and its transparent fees structure all reinforce its legitimacy. These elements combined make Raise My Funds a trustworthy choice in the prop firm space.

Pros and Cons of Trading with Raise My Funds

Like any prop firm, Raise My Funds has its strengths and weaknesses. Below, we provide a balanced view based on extensive analysis of the firm's offering, trader reviews, and industry comparisons. Understanding both sides will help you decide if this firm aligns with your trading goals.

Education and Support at Raise My Funds

Raise My Funds provides educational resources and customer support to help traders succeed throughout the challenge and during the funded stage. While the firm is not primarily an education platform, it offers enough tools and assistance to help traders progress with confidence.

Trading Tools and Resources

Raise My Funds provides a set of trading tools and resources directly through the dashboard and the MT5 platform. Traders have access to performance analytics, trade history, and detailed statistics on their account. The MT5 platform itself includes advanced charting features, technical indicators, and the ability to deploy custom Expert Advisors. The firm also publishes educational content on its website and shares market analysis to support traders. These tools and resources help traders refine their strategy and improve their performance over time.

Customer Support Channels

Customer support at Raise My Funds is offered through email and phone. The support team is multilingual and includes French-speaking representatives, which is a real advantage for European traders. Trader reviews frequently mention the responsiveness and professionalism of the support team — names like Nina, Jessica, and Élodie appear regularly in positive feedback. While the absence of a live chat is a minor downside, the existing channels provide reliable support for KYC verification, technical issues, and general questions about the challenge or funded account.

How to Get Funded with Raise My Funds

Getting funded with Raise My Funds is a structured process that requires registration, completing the challenge, and passing verification. Below, we walk through each step so you know exactly what to expect when you start your journey to becoming a funded trader.

Account Registration and Verification

Account registration begins on the official Raise My Funds website. Click "Start Now" and fill out the registration form with your basic details. Once submitted, your account is created instantly without requiring email confirmation. From the dashboard, you can purchase your challenge and immediately start trading on the demo account. After passing both phases, the KYC verification process is required — you'll need to provide identity documents through the profile menu. The registration and verification process is straightforward and typically completed within a few days, allowing you to access your funded account quickly.

Payout Process and Schedule

Once you become a funded trader, payouts at Raise My Funds are available starting from the 14th day after your first transaction. You can request a payout from your dashboard, and profits are sent to your virtual wallet. From there, you can choose to withdraw to your bank account or to a crypto wallet. Many trader reviews highlight that crypto payouts are particularly fast — often arriving within 1 to 3 days. The process is transparent, and the firm processes payouts on a 14-day cycle with a minimum threshold of $50, ensuring you have regular access to your earnings.

Raise My Funds vs. Other Prop Firms

When comparing Raise My Funds vs other prop firms like FTMO, The Funded Trader, or FunderPro, several differences stand out. Raise My Funds offers a higher maximum profit split at 90% compared to industry averages of 80-85%. The firm is FSCA-regulated, while many competitors operate without formal regulation. Account sizes go up to $300,000 with scaling to $1M, which is on par with the best in the industry. Challenge fees start at €85, which is competitive but slightly above the cheapest options. Trading conditions are flexible — no time limit, no minimum trading days, and freedom to hold positions overnight or over the weekend. The MT5-only platform is a limitation compared to firms offering multiple platforms. Overall, Raise My Funds positions itself as a serious, regulated alternative for traders who value safety and transparency, while remaining competitive on profit-sharing and trading conditions.

Frequently Asked Questions About Raise My Funds

Below, we answer the most common questions about Raise My Funds to help you understand the firm's policies and trading conditions before you start your challenge.